You play in a four-deck game and receive a 3 and a 9 for a Two card sum of 12while the dealer turns over an upcard of 4. Which option do you choose?
This may look inviting, because if you have 12, there is only one Card valueto which one busten can, namely a ten card (which includes tens and all face cards).
Stop with 12 vs 4
If the dealer has an upcard of 4, there is a Bust opportunity of 40%. Conversely, man will be a loser in 60% of the time. If you still take a third card in this situation with 12, win You lose a little less and lose about 58% of your hands (pushes count for the difference).
This is a very close call. In fact, it's almost as advantageous (if that's even the right word) to take a card as to stand still.
There is only a very slight advantage to standing here with 12 against a dealer's 4 - about half a percent, to be exact.
And you'll find, if you ever get into card counting, that if you have a rather low negative count (i.e. a higher than usual ratio of Cards with low value to cards with high value that still have to be played), you will take another card with 12 against a 4
